✓ Any credit welcome
✓ No bank qualifying
✓ Move in as fast as 7 days
AnyCredit
You’re pre-approved
✓ Turned down by a bank? You’re pre-approved here.
Own your own home in 7 days or less — no matter what credit you have.
We connect sincere buyers with our Lease Purchase and Owner Financing programs. No banks. No credit score minimums. Just a simple path to the keys.
- Any credit welcome
- Self-employed OK
- Recent bankruptcy OK
Watch: how AnyCredit works
2 min · See the program in under 2 minutes
As featured on CNBCCNNFOX NEWS
✓ Join the buyer list
See available homes & get the list by email.
We’ll show you listings now and email you the list so you can review anytime later.
✓ You’ll land on the available homes page instantly — and get the list in your inbox.
🔒 Your information is 100% secure.
1-day
Average approval
7-day
Average close
Fast
Move-in timing
Any credit
Welcome — no minimum score
How it works
Three steps from renter to homeowner.
A simple, honest process — no banks, no committees, no mystery.
1
Join the buyer list
Drop in your name, email, and the area you want to buy in. We’ll email you the current list and show you available homes right away.
2
Pick your home
Browse homes across our Lease Purchase and Owner Financing programs. Every listing has its own page and simple application instructions.
3
Move in, build equity
Approvals typically happen within a day. Once you’re in, part of every payment builds your equity — not your landlord’s.
The difference
Traditional mortgage vs. AnyCredit.
A side-by-side look at why buyers turned down by banks end up here.
⊘ Traditional mortgage
- Minimum credit score required
- 15–20% down typically needed
- Weeks of paperwork, credit committees
- Recent bankruptcy or self-employment often disqualifies you
- No guarantee you qualify after all the effort
✓ AnyCredit
- No minimum credit score
- As little as 3–5% down
- 2-minute application, answer typically within a day
- Recent bankruptcy? Self-employed? No problem.
- Every monthly payment builds your equity
Inventory
Homes ready right now.
A peek at current inventory — join the buyer list to unlock full details and see everything available in your area.
$185,000
3 bed · 2 bath — Tulsa, OK
1,480 sqft · Built 2004
Lease Purchase
$225,000
4 bed · 2.5 bath — Oklahoma City, OK
2,015 sqft · Built 2011
Owner Financing
$195,000
3 bed · 2 bath — Broken Arrow, OK
1,620 sqft · Built 2008
Lease Purchase
Real stories
People just like you — now homeowners.
JM
★★★★★
“Due to a layoff I’d been out of work for months. This option gave me time to rebuild my credit. I earned $2,400 in rent credits and at closing had $15,000 in equity. Highly recommend.”
Julie M.
Single mom · moved in after 12 months
BS
★★★★★
“I’ve been a business owner for 10 years, so I never had a consistent paycheck. The inconsistency hurt my credit. AnyCredit was flexible throughout the whole process.”
Brad S.
Self-employed · 1-year Lease Purchase
TW
★★★★★
“I was turned down by several mortgage companies due to a recent bankruptcy and divorce. Without AnyCredit’s flexible program this wouldn’t have been possible.”
Tony W.
Post-bankruptcy · moved in within weeks
Stop throwing money at rent.
Get instant access to available homes in your area — and we’ll email you the list so you can review anytime.
You’ll go directly to the available homes page. No spam — unsubscribe anytime.
AnyCredit
You’re pre-approved
Helping families across the United States own their own home — with any credit, any job, any story.
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Company listed on this site is an affiliate user of AnyCredit Homes’ website and is independently owned and operated.